FAQs

Know Your Customer (KYC) is an essential requirement for companies in Colombia to verify the identity of their clients. It ensures organizations clearly understand who they are engaging with and can effectively evaluate any potential risks associated with each customer.

IDMkyc helps Colombian businesses assess and manage client risk more accurately, supporting safer interactions, stronger compliance, and more informed decision-making.

Anti Money Laundering (AML) refers to the set of processes and regulations used to prevent and report attempts to convert illegally obtained funds into legitimate assets. It plays a key role in preventing financial systems and ensuring transparency in business transactions.

For businesses in Colombia, IDMaml helps reduce risks linked to money laundering and other illegal activities by enabling stronger compliance, improved monitoring, and safer financial operations.

Know Your Business (KYB) is the process of thoroughly verifying a company’s identity and evaluating its commercial relationships. It helps organizations ensure they are dealing with legitimate and trustworthy business entities.

For Colombian businesses, IDMkyb enables instant identification and verification of key corporate information, helping prevent fraud and strengthening secure business relationships.

IDMlive is a video-based KYC solution that verifies a client’s identity through a live face-to-face interaction. It ensures secure and accurate identity confirmation in real time.

For Colombian businesses, the process is guided by a KYC representative and conducted via a secure video call, commonly used by financial institutions.

IDMscan is an advanced identity verification solution from IDMERIT that scans and authenticates government-issued IDs to confirm user identity quickly and accurately

IDMsocial is an identity verification solution from IDMERIT that uses social media data to help businesses validate and authenticate user identities.

IDMkyx is an advanced, customized identity verification solution from IDMERIT designed to help businesses perform secure KYC, AML, and KYB checks and validate customer identities in real time.

It uses secure online tools to verify documents, facial match, and customer data in real time without manual processing delays.

We help companies prevent fraud, strengthen compliance, and improve customer onboarding with fast and reliable identity verification technology.

Yes. Our identity verification solutions are designed to support both Colombian regulatory requirements and global compliance standards.

IDMERIT leverages a wide range of trusted data sources to verify an individual’s identity, including credit files, government records, electoral rolls, insurance data, mobile network records, utility data, social network information, and e-commerce data.

Our solutions are widely used across banking, fintech, insurance, telecom, eCommerce, gaming, forex, and other regulated industries in Colombia.

Yes. IDMERIT uses Colombia-specific and global data sources to ensure accurate identity verification. It also considers key demographic factors to improve risk assessment and strengthen fraud prevention.

ID verification confirms a user’s identity using documents and facial matching, such as a selfie and a government-issued ID. ID authentication is an ongoing process that continuously validates a user’s identity and ensures the security of the devices they use online.

At IDMERIT, customer privacy is a top priority. All verification is handled securely without sending documents to offshore locations or exposing them to unauthorized access.

IDMkyx provides identity verification platform to help businesses meet AML, KYC and KYB compliance requirements, along with global digital identity verification solutions.

It enables fast customer onboarding, identity checks, and compliance with local and global AML KYC regulations.

Yes, it covers 180+ countries, helping Colombian companies expand internationally.

Yes, it is designed for sectors like fintech, banking, insurance, BNPL, forex, healthcare, gaming, and e-commerce that require strict compliance.

It offers flexible integration options to fit your existing workflows.

It combines speed, accuracy, and compliance in one scalable platform.

Document verification, facial authentication, business verification, and more.

Yes, its quick and user-friendly process minimizes friction for customers identity authentication.

It easily adapts as your customer base and transaction volume increase.

Yes, it uses risk scoring and screening tools to flag potential threats.

IDMkyc doesn’t store its own database, it connects via API to 440+ official data sources across 180+ countries, including support for Colombian businesses.

It helps businesses align with local AML and KYC regulations.

Yes, customers can be verified digitally without physical presence.

No, it accesses data securely without maintaining its own database.

Yes, it’s scalable for startups, SMEs, and large enterprises.

Fintech, banking, insurance, crypto, neobanks, forex, sharing economy, telecom, gaming, and e-commerce.

Yes, it offers flexible API integration.

Yes, automation lowers manual effort and errors.

Yes, it supports international identity verification.

Yes, IDMkyc fully supports Colombian identity verification by processing and validating national ID documents such as the cédula in real time, helping ensure accurate and compliant onboarding.

IDMERIT's IDMkyc can be easily integrated with your web form to capture text input from the form flow.

Identity theft is a threat to many people today. This means that criminals can use genuine customer's information to access and create accounts online. To avoid this, it is important to have a system that knows your customer before they create an account. This way, the company knows more about who it is doing business with before starting a business relationship through IDMkyc. CIP requires verification of the identity of persons making financial transactions. Its purpose is to prevent money laundering, terrorist financing, corruption and other illegal financial activities. CIP requires all financial institutions to get to know their potential customers and assess their level of risk during the onboarding process.

Financial institutions are most affected by KYC. Customer Due Diligence (CDD) is an important part of the IDMkyc process. CDD helps protect businesses from influential people like criminals, terrorists, or politically exposed persons (PEPs). There are three types of due diligence: Simplified due diligence is a situation where the risk of money laundering or terrorist financing associated with a client account is low such that CDD is not required. Basic customer due diligence collects information from all customers for identification and risk assessment purposes Enhanced due diligence collects additional information from high-risk customers. This allows organizations to better understand their customer's activities and know how to mitigate the risks associated with that customer.

Yes, it performs instant AML screening during onboarding and ongoing monitoring.

It checks sanctions lists, PEP (Politically Exposed Persons), and adverse media sources.

Yes, it helps identify high-risk users and suspicious activity early.

Yes, it covers international AML regulations across multiple jurisdictions.

Its data sources are continuously updated to ensure accurate screening.

It is designed for all financial sectors, including banking, fintech, insurance, lending, payments, wealth management, and other regulated financial services requiring AML compliance and risk monitoring.

It integrates smoothly via API, allowing businesses to quickly embed AML screening into their existing systems and workflows.

It analyzes transactions from Colombian customers and flags unusual patterns that may indicate fraud or money laundering.

It helps meet local and international AML regulations by identifying and reporting risky transactions.

It scans government-issued IDs and uses facial matching technology to confirm identity authenticity.

It supports passports, national IDs, and driver’s licenses.

Yes, it is designed for secure digital customer onboarding.

Yes, it supports identity verification across multiple countries.

It reduces fraud risk by verifying both documents and facial matches.

Yes, it idntify forged, altered, or invalid identity documents and returns a non-match result when verification fails.

Yes, it is used by banks, fintechs, financial institutions, crypto, insurance, and other regulated sectors that require strong identity verification.

Most identity verifications are completed within seconds.

Yes, it offers API-based integration for easy use within existing platforms.

Yes, it supports global identity verification across multiple countries.

Indeed, we extract personally identifiable information (PII) from the document and can cross-reference it with databases in the country of origin.